Bitvavo vs Kraken: crypto cash-out fees in the euro area
A factual side-by-side of the published costs of selling crypto and withdrawing euros to a SEPA bank, checked against official pages on Oct 25, 2026. Not a recommendation; eligibility, limits and spreads differ by account and country of residence.
Published fees side by side
| Bitvavo | Kraken | |
|---|---|---|
| Sell fee (entry tier) | 0.15% maker / 0.25% taker | 0.40% maker / 0.80% taker (Kraken Pro); USDT/EUR uses the stablecoin schedule 0.20% / 0.20% |
| EUR withdrawal to a SEPA bank | Free | €1 fee, €2 minimum |
| Asset notes | No USDT-EUR market (USDC-EUR instead); other compared assets trade against EUR | BTC, ETH, SOL, USDT, DOGE, XRP and ADA have direct EUR pairs (checked Oct 25, 2026) |
| Estimate on NetCashOut | Full estimate (USDT excluded - no direct pair) | Full estimate on the published Kraken Pro route |
Sell fee (entry tier)
Bitvavo0.15% maker / 0.25% taker
Kraken0.40% maker / 0.80% taker (Kraken Pro); USDT/EUR uses the stablecoin schedule 0.20% / 0.20%
EUR withdrawal to a SEPA bank
BitvavoFree
Kraken€1 fee, €2 minimum
Asset notes
BitvavoNo USDT-EUR market (USDC-EUR instead); other compared assets trade against EUR
KrakenBTC, ETH, SOL, USDT, DOGE, XRP and ADA have direct EUR pairs (checked Oct 25, 2026)
Estimate on NetCashOut
BitvavoFull estimate (USDT excluded - no direct pair)
KrakenFull estimate on the published Kraken Pro route
Reading the numbers
Bitvavo publishes the lower entry-tier sell fee and free SEPA withdrawal, but lists no USDT-EUR market; Kraken covers more assets including USDT on a separate stablecoin schedule. Availability depends on your country of residence. Run your own amount on the euro comparison.
Official sources
Bitvavo service page · Kraken service page · Euro comparison