Binance.US vs Kraken: crypto cash-out fees in the US
A factual side-by-side of the published costs of selling crypto and withdrawing US dollars to a US bank, checked against official pages on Oct 24-25, 2026. Not a recommendation; eligibility, limits and spreads differ by account.
Published fees side by side
| Binance.US | Kraken | |
|---|---|---|
| Order-book sell fee (base tier) | 0% maker / 0.02% taker on all pairs | 0.40% maker / 0.80% taker (Kraken Pro); lower tiers with volume |
| USD withdrawal to a US bank | ACH free · wire $25 | ACH free · FedWire $4 · SWIFT $14 · RTP 1.5% (max $50) |
| Eligibility notes | Not available in NY, TX, NC, ND, OH, OR and ME per its unsupported-states list | Excludes NY and ME per its US quick-start page; other restrictions can apply |
| Estimate on NetCashOut | Full estimate on the published schedule | Full estimate on the published Kraken Pro route |
Order-book sell fee (base tier)
Binance.US0% maker / 0.02% taker on all pairs
Kraken0.40% maker / 0.80% taker (Kraken Pro); lower tiers with volume
USD withdrawal to a US bank
Binance.USACH free · wire $25
KrakenACH free · FedWire $4 · SWIFT $14 · RTP 1.5% (max $50)
Eligibility notes
Binance.USNot available in NY, TX, NC, ND, OH, OR and ME per its unsupported-states list
KrakenExcludes NY and ME per its US quick-start page; other restrictions can apply
Estimate on NetCashOut
Binance.USFull estimate on the published schedule
KrakenFull estimate on the published Kraken Pro route
Reading the numbers
On published schedules, Binance.US's 0%/0.02% base tier is the lowest sell fee among the compared US services, while Kraken publishes more withdrawal rails with different fixed costs. Neither number includes spread, and state eligibility differs - check yours before choosing. Run your own amount on the US comparison.
Official sources
Binance.US service page · Kraken service page · US comparison