Kraken vs Coinbase: crypto cash-out fees in the US
A factual side-by-side of the published costs of selling crypto and withdrawing US dollars to a US bank, checked against official pages on Oct 24, 2026. Not a recommendation; eligibility, limits and spreads differ by account.
Published fees side by side
| Kraken | Coinbase | |
|---|---|---|
| Order-book sell fee (base tier) | 0.40% maker / 0.80% taker (Kraken Pro); lower tiers with volume | 0.40% maker / 0.60% taker (Coinbase Exchange); lower tiers with 30-day volume |
| One-click retail sell | 1% fee plus a spread built into the quoted price (spread varies, not a fixed published number) | Fee shown at order preview; no fixed public consumer schedule published |
| USD withdrawal to a US bank | ACH free · FedWire $4 · SWIFT $14 · RTP 1.5% (max $50) | ACH free · wire $25 |
| Estimate on NetCashOut | Full estimate on the published Kraken Pro route | "Not enough data" - the published schedule is for Coinbase Exchange (active-trader platform); a fixed public consumer schedule could not be verified |
Order-book sell fee (base tier)
Kraken0.40% maker / 0.80% taker (Kraken Pro); lower tiers with volume
Coinbase0.40% maker / 0.60% taker (Coinbase Exchange); lower tiers with 30-day volume
One-click retail sell
Kraken1% fee plus a spread built into the quoted price (spread varies, not a fixed published number)
CoinbaseFee shown at order preview; no fixed public consumer schedule published
USD withdrawal to a US bank
KrakenACH free · FedWire $4 · SWIFT $14 · RTP 1.5% (max $50)
CoinbaseACH free · wire $25
Estimate on NetCashOut
KrakenFull estimate on the published Kraken Pro route
Coinbase"Not enough data" - the published schedule is for Coinbase Exchange (active-trader platform); a fixed public consumer schedule could not be verified
Reading the numbers
Coinbase Exchange's published base taker fee (0.60%) is lower than Kraken Pro's (0.80%), but the Exchange is Coinbase's active-trader platform; the fee a retail user sees on a simple sell appears only at order preview. Kraken publishes its one-click sell as 1% plus a variable spread. Both offer free ACH withdrawal of USD; wire costs differ (Kraken $4 FedWire, Coinbase $25). What is cheaper for you depends on the product you actually use, your asset, amount and tier - run your own amount on the US comparison.